Gus Poyet is hoping to sign a striker following Brighton & Hove Albion's 0-0 draw at home with Cardiff City, whose manager Malky Mackay is satisfied with a solid start to the season.
Brighton are still searching for a first goal of the campaign after Tuesday's stalemate followed on from the weekend's 1-0 defeat at Hull City.
West Ham United forward Frederic Piquionne has been linked with a move to the AMEX Stadium, but Seagulls boss Poyet says he is not currently close to improving his firepower.
Poyet said: "We need a striker but we are not close enough to getting that striker. Quality is expensive and to be at the top you need to spend.
"People say that there is a financial crisis in the world but there isn't one in football and money is spent when it is needed to be.
"We would consider bringing in a striker on loan from a Premier League club. I am relaxed but worried we are losing time. I accept where we are and I accept the budget we have got."
Brighton failed to take advantage of a string of clear-cut chances against Cardiff but Poyet refused to be too hard on his misfiring side.
He added: "The players need to keep believing. I feel for them but we need to remain positive through this.
"People thought we were the best side in the world in pre-season when we beat Chelsea but the fact is that we haven't won in three games."
Cardiff manager Mackay admits that taking four points from their opening two games is a highly satisfactory start to the season for his men.
The Bluebirds began the campaign with a 1-0 home win over Huddersfield and Mackay is particularly pleased that they have begun with two clean sheets.
He said: "What it's all about is consistency, and scoring goals and keeping clean sheets gives you that. We can certainly build on the start we have made.
"It is a solid start and the quality additions we have made to the squad has certainly helped. For the neutral this was an entertaining 0-0 draw, it was an even contest and the correct result."
Mackay withdrew former Liverpool forward Craig Bellamy with 17 minutes remaining but expects him to be fit for Saturday's clash at Bristol City after taking a kick on the chest.
He said: "Jordon Mutch also took a stamp on the foot and we will have a look at him but Bellamy is okay. It was a nasty knock but he just gets on with it.
"We brought on Joe Mason and Etiene Velikonja and they both did really well, Velikonja produced a couple of great runs and we just want to improve our consistency."