Cardiff manager Dave Jones believes he is being 'punished' by the level of debt created by the club's old regimes.
The Bluebirds have been labelled a selling club over the years as they have battled to maintain financial stability, with the likes of Aaron Ramsey, Chris Gunter, Cameron Jerome and Roger Johnson departing.
Jones has been frustrated that he has not been allowed by chairman Peter Ridsdale to spend the money generated from sales as he attempts to build a team capable of Championship promotion.
"I personally feel I'm being punished for old debt. I think a lot of managers feel like that," he said in the Daily Mail.
"When I arrived my brief was to keep the club in the Championship. The year before they'd just escaped relegation.
"I was then told we'd have to sell Jobi McAnuff, Danny Gabbidon and James Collins to survive. We then had to sell Peter Thorne. The debt had to come down. I understood."
He added: "Big club? We're trying to get to be a big club. But we can't even get a loan player now because we're at our wage limit.
"Peter (Ridsdale) may be on his own crusade to right what people think he did wrong at Leeds - and what he has done here is phenomenal - but I said to him the other night, 'you gave your last managers at Leeds millions upon millions and you won't give me two bob'. He's as tight as a frog's a***!"
He continued: "In January, if we were challenging and there wasn't money, I'd feel frustrated. But then I'm always frustrated. I want it yesterday, just as much as the fans."
Meanwhile, South Wales Police have confirmed that Cardiff striker Ross McCormack has been charged with drink-driving.